Finance Your Sofa

Whether you buy in store or online you can choose to

Pay in 4:
- Pay off in 4 months - with no interest
- Weekly, fortnightly, monthly payment options
- 15/18/24 month loan terms
- Deposits from as little as £15

through our sofa finance partner Snap! Finance.

The application process is simple, takes around 5 minutes for you to complete, is carried out online and you will receive a decision made within 30 seconds of completion.

Am I eligible for sofa finance?

Applying for finance is similar to applying for a new credit card. The details you provide are checked against public registers, such as credit-rating agencies. To increase the chances of acceptance you must meet the following minimum criteria:

  • Be over 18 years of age.
  • Have a minimum individual income of £200 per week. This can be a salary or benefits.
  • Have 3 and a half years of UK address history.
  • To apply for finance click here   

Representative Example: Cost of Goods £915, Deposit £15, Amount of Credit £900, Annual Fixed Interest Rate 53.30%, Weekly Payment £14.22, Term 104 weeks, Total Payable £1493.88, Representative APR 69.9% APR.


We offer finance products through our partner Snap! Finance -

Patriot Sofas Limited is authorised and regulated by the Financial Conduct Authority (firm reference number 812839). We are a credit broker, not a lender, and offer credit facilities from Snap Finance Ltd. Snap Finance Lt act as the lender. Credit is subject to status, Terms and conditions apply.
Snap Finance Ltd is a company registered in England and Wales. Company Number 08080202. Registered address: Snap Finance Ltd, 1 Vincent Ave, Crownhill, Milton Keynes, MK8 0AB.